Buy and hold is one of the most time-tested strategies in investing. It's simple: you invest in quality assets like stocks, ETFs, or mutual funds and hold onto them for the long term, regardless of short-term market noise.

This strategy avoids emotional reactions and market timing, which can lead to costly mistakes. Historically, markets have shown periods of growth over time, and a patient, consistent approach helps you benefit from that compounding.

If you believe in the power of long-term growth and want to avoid the stress of chasing trends, this mindset may be your match.

Not too risky, not too conservative, just right.

Asset allocation is about dividing your investments among different asset classes like stocks, bonds, and cash to match your personal risk tolerance and financial goals.

A younger investor might lean more heavily into stocks for growth, while someone nearing retirement might shift toward bonds and more stable assets. The goal is to balance risk and reward across your portfolio in a way that fits your life stage and outlook.

This strategy helps reduce volatility and keeps you grounded, even when markets get choppy.

Markets go up and down, but that doesn't mean your investment habits should.

Dollar cost averaging is a strategy where you invest the same amount on a regular schedule, regardless of market conditions. This smooths out the cost of your investments over time and helps remove the temptation to time the market.

You might not buy at the perfect moment, but you'll avoid buying only when prices are high. It's a great way to build discipline and stay focused on the big picture.

If you're focused on building wealth and willing to embrace more risk, growth investing may be your strategy.

Growth investors seek out companies or sectors expected to grow faster than the market, often in tech, healthcare, or innovation-driven industries. While these investments can be more volatile, they may offer long-term growth opportunities.

This strategy requires conviction, research, and the patience to ride out ups and downs for a bigger payoff down the road.

Not every investor is chasing growth. Some are focused on generating steady, reliable income, especially in retirement or during periods of low market confidence.

Income investing involves building a portfolio of assets that pay you regularly, such as dividend-paying stocks, bonds, or real estate investment trusts (REITs). It's a strategy designed to provide stability and financial flexibility without needing to sell off assets to access cash.

If peace of mind and predictable returns matter more than aggressive growth, this might be your investing mindset.